OneChoice Home Loan

PCU's OneChoice Home Loan has a full range of features providing flexibility to suit your individual needs.

Take advantage of the introductory discounted rate as well as the redraw facility which allows you to make additional repayments and then access these extra funds when necessary. OneChoice is available whether you are buying or building a home, investing in property, refinancing or perhaps renovating an existing dwelling. At all times you can make additional repayments and with OneChoice you will also qualify for our Member Rewards program allowing you to enjoy bonus fee free transactions.

Police Credit Union's OneChoice Home Loan has the features and options to ensure you make the right choice.

OneChoice Home Loan Features

Redraw facility allowing access to funds from additional repayments
Special introductory discounted interest rate
Available for purchase, refinance, investment, construction, renovating
Make additional repayments without penalty
Flexible repayment options – weekly, fortnightly or monthly
Automatic repayments
Qualify for Member Rewards and receive bonus fee free transactions
Combine with a fixed rate loan for a split interest facility
Both interest only and principal & interest options
No account keeping fees
Pre-approval available
Manage loan through internet and telephone banking (free services)
Deferred establishment fee (Conditions Apply)

For more information, please contact your nearest Branch.

Please read important information about terms and conditions.

# Entries commence on 1 March 2008 and close on 30 June 2008. If you apply and are approved for a PCU OneChoice Home Loan between 1 March 2008 - 30 June 2008 you will be automatically entered. There is one prize of a Pacific Dawn, 9 night Cruise to the South Pacific Islands. Valid for 2 people sharing the same cabin. Cabin type will be notified at time of sailing. The prize is not transferable or redeemable for cash. The prize is valid for travel for departures until 26th April 2009 and cannot be extended beyond this date. Additional accommodation, transport, transfers, port charges, airport taxes/levies, passports, tours etc and items of a personal nature are not included. The prize is subject to availability at the time of booking, has no redeemable cash value, is non transferable, cannot be exchanged and is not valid for travel during peak/high season periods such as school holidays as determined by the cruise line. Nb: Changes to cruise schedules and cruise ship deployment may vary by the time you make your reservation. PCU Travel reserves the right to alter the cruise and/or the cruise ship detailed should this be necessary to a cruise of similar value and destination. The prize is valued at $6030.00. The winner will be drawn randomly on 9 July 2008 at Level 27, 1 Market Street, Sydney at 12pm. The winner will be notified by writing and by phone on 10 July 2008 and an announcement will be made in the public notices section of the Sydney Morning Herald on 10 July 2008. In the event of an unclaimed prize, there will be a follow-up draw on 10 October 2008 at Level 27, 1 Market Street, Sydney at 12pm. The promoter is The Police Employees' Credit Union Limited NSWLTPS/08/01476 and ACTTP 08/00564. ABN 95 087 650 799. Prize provided by P&O Cruises and PCU Travel. ABN 95 087 650 799.