Credit Overdraft
Having a Police Credit Union Credit Overdraft linked to your Easy Access Account is like having a pre-approved
loan for those unexpected bills or that great bargain.
You can access funds with your Visa Debit Card or Redicard through ATM's/ EFTPOS over the counter at our PCU Branches or by writing a cheque.
It will cost you nothing in interest until you access the funds and even then you'll only pay interest on the amount that you draw down.
Your repayment amount each month is 2.5% of the outstanding balance at the close of each billing statement or $5.00 (whichever is greater)
You can also make additional or more frequent repayments as often as you like.
Payments can be made via payroll deductions, periodical payments, Internet Banking, Redidial Telephone transfers or deposits through Bank@Post.
Your Police Credit Union Overdraft may contribute to our Member Rewards Program helping to reduce (or eliminate) fees - save on ATM and EFTPOS transactions (as well as qualify for fee rebates), personal cheques and external electronic periodical payments.
To apply for a Credit Overdraft contact your nearest PCU Branch
or Apply online.
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