Sunday, September 07, 2008 
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PCU Car Loans










Your next car - Dud or Diamond?

Continued growth in the registration of new passenger vehicles in Australia indicates a healthy level of consumer activity in buying new cars. While there are good bargains to be had in both the new and second-hand markets, Members should exercise care in finding the right car.

Buying a car, whether new or used, is a major decision and one you may have to live with for years. Before committing yourself to a purchase, Members should obtain a free copy of "Buying A Car On Your Terms" from Police Credit Union. Having unbiased, easy to understand information at your fingertips, puts you in a good position to make an informed decision.

Reading a copy of "Buying a Car on Your Terms" before you set out could save you time, anxiety and even possibly money. The booklet is filled with useful information, tips and checklists designed to help you find the right car at the right price. It will help you answer 'yes' to the following questions:

      Have I shopped around and considered all of my alternatives?
      Will this car do all the things I require of it?
      Do I feel comfortable and secure driving it?
      Does it have the features I most want and need?
      Is it sufficiently safe? Can I comfortably afford the total cost?
      Is the condition of the car acceptable?
      Is the car likely to be reliable?
      Has REVS been checked to ensure that there are no encumbrances?
      Has the correct age been verified?
      Am I sure it is the exact model it is claimed to be?
      Am I paying the correct market price (or less) for this model?
      Will this car hold its value?
      Will I be happy owning and driving it?

If you need finance to purchase your dream car, contact PCUDirect on 131 PCU (131 728) or 9287 0884 or contact your nearest Branch. Police Credit Union offers a competitive range of car loans* with no account keeping fees or early repayment fees#. We can even arrange insurance for you over the phone, website or through one of our branches.

Your free copy of "Buying A Car On Your Terms" is available by contacting the PCU Marketing Department on 131 PCU (131 728) or download a copy now.

Please read important information about terms and conditions
# Not applicable to fixed rate loans.

 

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