| Service & Fee Payable |
How to Reduce/Avoid Fees |
| ATM Withdrawals |
| $1.37 for each additional transaction in the month. Transactions include ATM withdrawals and declined transactions. |
Receive 14 FREE ATM transactions every month under our Member Rewards Program.
All ATM transactions conducted at PCU owned Rediteller ATM's are FREE.
Make larger, infrequent withdrawals rather than several smaller ones.
Combine a cash withdrawal with an EFTPOS purchase. |
| EFTPOS
Transactions |
| 25 Free per month then $0.55 each additional transaction.
Transactions include point of sale purchases and declined
transactions. |
Member Rewards Program* entitles you to unlimited FREE EFTPOS transactions.
If you are paying for goods and have a PCU Visa Debit Card, use the Credit (CR) function.
This is considered as a Visa purchase and does not count towards your total of EFTPOS transactions. |
| Balance
Enquiries at ATM's |
| $0.66 per enquiry. |
Obtain balance using Internet Banking# or Redidial Telephone
Banking on on 131 PCU (131 728) - both services are FREE. |
| Counter
Cheques and Member Cheques |
$3.00 per counter cheque
$0.55 for each Member cheque. |
Pay your bills with BPAY either with Internet Banking or through Redidial
Telephone Banking on 131 PCU (131 728) - both services are FREE.
Qualify for Member Rewards and you're entitled to 6 FREE Member cheques every calendar month. |
| Funds Transfer (by facsimile) |
$3.00 Same Membership
$1.50 Across Memberships |
To transfer funds within or across your Membership, use the Redidial or Internet Banking service - both services are FREE.
Consolidate the number of memberships you have with us to save on transfer fees.
External transfers are available through Internet Banking - this is a FREE Service. |
Visa Cash Withdrawal at Other Financial Institution
(including Overseas ATM withdrawals) |
| $3.80 per advance (includes overseas ATM withdrawals) |
The PCU Visa Card is also a debit card and you can use the savings function to conduct withdrawals through ATM's and EFTPOS terminals. |
| Electronic Periodical Payments |
| $1.00 per external electronic periodical payment. |
Qualify for Member Rewards and you're entitled to 3 FREE Electronic Periodical Payments per month.
BPAY payments through Internet Banking or Redidial Telephone Banking are FREE. |
| Over the counter withdrawals |
| $2.00 |
Member Rewards entitles you to 3 FREE counter withdrawals per calendar month.
Make larger, infrequent withdrawals rather than several smaller ones. |
