Visa Credit Card

Take advantage of PCU’s low ongoing rate with up to 55 days interest free. Simply transfer your balance from your non-PCU Credit Card and/or Store Card onto the low rate PCU Visa Credit Card and we’ll pay you $60 per card balance transferred*.

Also transfer your balance and you will go in a draw to win $2,500!^ Use the money to pay off your balance, take a holiday, purchase new white goods, the choice is yours!

To apply for a balance transfer, fill out the transfer form (if you do not already have a Visa Credit Card download the application form here) and fax in to (02) 8267 6860. Alternatively call PCU Direct on 131 PCU (131 728) or your nearest branch.

Stop paying for reward points you can never use, instead reward yourself with a low rate.

Key Features of the PCU Visa Credit Card
	Low ongoing interest rate of 11.29% p.a.
	Up to 55 days interest free period on purchases
	ATM access to your funds World Wide
	Can be used at over 29 million Visa outlets in over 250 Countries around the world
	Drawn down balance may contribute to our Member Rewards Program to reduce (or eliminate) fees
	Additional Card Available
	Annual fee waived for the first year
	View account details or transfer funds with Internet Banking or through our Redidial Telephone Banking service
	Pay bills with your card using Internet Banking or Redidial Telephone Banking
	Secure online shopping with optional “Verified by Visa”
	Access to “Visa Entertainment” services providing an exciting range of exclusive services
	Convenient repayment options
	Easy to follow monthly statement

Apply online or contact one of our Branches.

Terms and Conditions

Find out how your credit card compares to the PCU Visa Credit Card.

* Terms and conditions apply and are available on request. Fees and charges and lending criteria apply. No interest free period applies to balances transferred to this product. $60 is credited to PCU Visa Credit Card Account only if the card account being transferred is paid out in full and cancelled. Minimum balance transfer per card account is $500.00. We reserve the right to withdraw this offer at any time. Annual waiver fee offer can be withdrawn at anytime without notice. The Police Department Employees’ Credit Union Limited. ABN 95 087 650 799. AFSL No. 240018. Level 27, 1 Market Street, Sydney NSW 2000. Promotion starts 1 January 2010 and ends 30 April 2010.

^The promoter is the Police Department Employees’ Credit Union Limited. Entries commence on 1 January 2010 and close on 30 April 2010. Draw open to Police Credit Union Members and Customs Credit Union Members only. If you transfer your non-PCU/non-CCU Credit Card and/or Store Card onto the PCU Visa Credit Card with a balance of over $500.00 between these dates you will automatically be entered. The Prize is $2,500 and will be transferred into the winners account. The $60 promotion is available to all PCU Members. We estimate the promotion to come to a value of $3,600.The total prize pool estimate is $6,100. The winners will be drawn at 9am on the 7th May 2010 at Level 27, 1 Market Street Sydney NSW 2000. The winners will be notified in writing, by a telephone call and by public announcement in the Sydney Morning Herald on the 11th May 2010. If the prize is not claimed there will be a redraw at 9am on the 30 August 2010 at Level 27, 1 Market Street Sydney NSW 2000. Customs Credit Union is a division of The Police Department Employees’ Credit Union Ltd. All terms and conditions that apply to Police Credit Union also apply to Customs Credit Union. The Police Department Employees’ Credit Union Limited. ABN 95 087 650 799. AFSL No. 240018. Level 27, 1 Market Street, Sydney NSW 2000.NSW TPS/09/11710 ACT TP 09/05034.