PCU Savings Accounts

Christmas Club
Our Christmas Club account prepares you for the next holiday and festive period and helps you avoid the post season debt trap.

  Convenient deposits
For hassle free deposits, you can arrange convenient salary deductions. Making additional credits is easy by cash deposits at our Branches or transfers via Redidial Telephone Banking or Internet Banking.

  Save with a budget plan that works!
To avoid temptation, the Christmas Club account has a locked in clause. However, if you do wish to make a withdrawal from the account during the locked-in period, you will incur a fee.

  Maximum Interest
Interest is calculated on the daily closing balance and paid annually on the 31st October.

  Ready funds when you need it!
Your funds become available from 1 November. You can request a cheque to be sent to you, have the funds transferred to another Police Credit Union account or retain the funds in your Christmas Club account.

Your Police Credit Union Christmas Club account may contribute to our Member Rewards Program helping to reduce (or eliminate) fees - save on ATM and EFTPOS transactions (as well as qualify for fee rebates), personal cheques and external electronic periodical payments. Please also note that all savings and investments (up to $1M) with Police Credit Union are government protected ensuring your savings are safe*.

For more information or to apply for a Christmas Club account please contact your nearest PCU Branch.

# Assumes a minimum of 40 weeks.

Please read important information about terms and conditions
* Deposits are guaranteed under the Australian Government's Financial Claims Scheme.