While many of Australia’s largest companies and financial institutions are coming to terms with their values and ethics, Credit Unions have a very clear purpose.

Credit Unions agree to promote the principles of Member-owned financial institutions, to make Credit Unions available to all Australians and to meet the financial needs of Members with dignity, honesty and integrity.

Police Credit Union is a Member-owned financial institution that is focused on the people they serve. There are no external shareholders to influence the course of our activities. This means that profits are returned to Members in the form of better interest rates, products and services.

Credit Unions have become mainstream players in the provision of retail financial services.Just about any mainstream financial product can be obtained from Police Credit Union. There are more than three million Credit Union Members in Australia. One in every four adults has a relationship with a Credit Union.

If you would like to know more about Police Credit Union you can contact us on131 PCU (131 728)

New Membership FAQ’s

Who can join?

Membership in the Police Credit Union is open to employees and their relatives/families/friends of the NSW Police Force , the Australian Federal Police, Emergency Management, Corrective Services, Courts or any other area of law enforcement and associated services. Call 131 PCU (131 728) if you have a question regarding joining PCU.

How do I become a Member?

You will need to complete an online application for membership here.

When you apply to become a PCU Member, you do not have to pay a membership fee. All we ask is that you guarantee to pay $10 if PCU ever ceases to operate to the person/s looking after our winding up.

How can I withdraw my money?

As a Police Credit Union Member you have many ways that you can access your money.
A Police Credit Union Redicard or Visa Debit Card you can be used ro withdraw funds from any Automatic Teller Machine (ATM) in Australia including all the major banks, credit unions, building societies and regional banks. Also With a Visa Debit Card you can also withdraw money at an overseas ATM displaying the Visa symbol.

A Redicard or Visa Debit Card will allow you to pay for purchases at any EFTPOS terminal in major retail stores, petrol stations, shops etc. Most outlets will also allow you to withdraw extra cash.

With a Police Credit Union Visa Debit Card, you can obtain money at any financial institution in Australia or overseas that displays the Visa symbol. You can also pay for goods and services and pay bills over the phone.

Police Credit Union also has a Member Cheque Book available so you can pay for items.

Make withdrawals at any Australia Post office using the Bank@POST service.

How do I deposit money?

There are a number of convenient ways that you can deposit your money with Police Credit Union:

With our Autopay service you can have your salary automatically credited to your Police Credit Union account. For added convenience you can split the deposits any way that you choose, e.g. you can pay your loan, put some money aside in a special savings account and deposit the rest in your day to day account.

Use the Bank@POST facility at any Australia Post office to deposit your funds.

Are you a full service financial institution?

Police Credit Union offers a full range of financial products and services including home loans, and personal loans, savings accounts, term deposits, financial planning, insurance, direct debits, periodical payments and lots more.

What are your interest rates?

Information is available on our interest rates page or by contacting Police Credit Union on 131 PCU (131 728).

How safe is my money?

Police Credit Union is supervised by the Australian Prudential Regulation Authority (APRA) to maintain minimum standards to ensure security of member’s funds. APRA is the same body that supervises the major banks.