Effective Date: 29 August 2011. *Offer only available to students of the Goulburn Academy. 1. All bonus amounts due will be paid to your Membership after your first Police Salary (minimum $100 per fortnight) has been received. 2. Terms and conditions apply and are available on request. Fees and charges and lending criteria apply. No interest free period applies to balances transferred to this product. $80 is credited to PCU Visa Credit Card Account only if the card being transferred is paid out in full and cancelled. Minimum balance transfer per card amount is $500.00. We reserve the right to withdraw this offer at anytime. 3. Terms and Conditions apply and are available on request. Fees and charges and lending criteria apply. The product issuer for deposit and payment products is the Police Department Employees’ Credit Union Limited AFSL/ACL No. 240018. A Financial Services Guide (FSG) including terms and conditions is available at all Branches, on our website and upon request. Any advice given has not taken into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. Please read and consider the FSG in deciding whether to use a particular product. The Police Department Employees’ Credit Union Limited. ABN 95 087 650 799. AFSL/ACL No. 240018. Level 27, 1 Market Street, Sydney NSW 2000.