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Health Insurance

Taking Care of your health

HCF Health Insurance
PCU is always looking for ways to give you a better deal, especially when it comes to essentials like health insurance. That is why PCU has chosen HCF as a preferred health fund for our members.
HCF has tailored a special range of corporate health insurance products to meet your needs and your budget, whatever your life stage. HCF is Australia’s largest not-for-profit health fund – so members get more, not shareholders.

  • Great value health cover for hospital service, emergency ambulance transport and extras
  • The best no-gap medical coverage of any health fund
  • Access to HCF’s seven Sydney Dental and Eyecare Centres, and HCF’s Oral Health Program in regional NSW, VIC, QLD, SA and ACT, offering a range of fully covered diagnostic and preventative services
  • Access to My Health Guardian, the online health and wellbeing program which is just like having your own health coach 24 hours a day
  • A Health Dollars Loyalty Rewards program which allows eligible members to reduce their excess if they are going to hospital or reduce a personal expense when they claim for extras services such as dental and optical. Conditions apply – call 1800 007 654 for details.

Join today and you will not have to serve the waiting periods normally requiring 2 and 6 months+.

Easy to apply

HCF’s experienced health cover advisers can help you choose the right level of cover for your needs. To see how you benefit or to join, call 1800 007 654 today, or visit www.hcf.com.au/pcu


Terms and Conditions

+ Offer only available to new members taking out Hospital and Extras cover. Waiver does not apply to waiting periods of more than 6 months, including 12 months for pregnancy and birth-related services, pre-existing ailments and conditions. Psychiatric, rehabilitation and palliative care services, which have a 2 month waiting period, are also excluded from this waiver offer.

Health Insurance

Insurance Commissions

Schedule of Fees and Charges (PDF)

Financial Services Guide (PDF)

© 2012 The Police Department Employees’ Credit Union Limited. ABN 95 087 650 799. AFSL/Australian Credit Licence No. 240018.
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