Term Deposits
Australia has the strongest banking regulatory system in the world – all credit unions (including Police Credit Union), building societies and banks meet exceptionally high standards on capital, liquidity, risk management and governance as set down by the regulator, APRA. Under the Banking Act deposits in all Australia’s credit unions (including Police Credit Union), building societies and banks are safe.
PCU Investment Accounts are designed to make your money work as hard for you as you worked to get it. With terms of 3, 6, 12, 36, 48 and 60 months – interest paid at maturity, 6 months or every month – a Police Credit Union Term Deposit is as flexible as you require it to be.
Interest Paid at Maturity
| Product I1 I5 I25 I12 |
Term 3 months 3 months 6 months 12 months |
Amount $1,000 to $9,999 $10,000 or more $10,000 or more $10,000 or more |
Interest Rate |
Interest Paid Every Six Months
| Product I29 I31 I32 I33 |
Term 24 months 36 months 48 months 60 months |
Amount $10,000 or more $10,000 or more $10,000 or more $10,000 or more |
Interest Rate |
Interest Paid Every Month
| Product I2 I3 I10 I24 I52 I53 I54 I55 |
Term 3 months 3 months 6 months 12 months 24 months 36 months 48 months 60 months |
Amount $1,000 to $9,999 $10,000 or more $10,000 or more $10,000 or more $10,000 or more $10,000 or more $10,000 or more $10,000 or more |
Interest Rate |
Edvest
Maturity Incentive (interest at maturity)
| Product I4 |
Term 3 months |
Amount $10,000 or more |
Interest Rate |
Regular Income Plus (interest paid fortnightly)
| Product I45 I46 I47 I48 I49 |
Term 6 months 12 months 18 months 24 months 36 months |
Amount $5,000 or more $5,000 or more $5,000 or more $5,000 or more $5,000 or more |
Interest Rate |
Deferred Interest Plus (interest at maturity)
| Product I51 I23 I22 |
Term 3 months 6 months 12 months |
Amount $1,000 or more $1,000 or more $1,000 or more |
Interest Rate |
Interest Paid Every Six Months
| Product I58 |
Term 24 months |
Amount $10,000 or more |
Interest Rate |
Enquire About A Term Deposit
Non Members
To apply for a Term Deposit you will need to join Police Credit Union.
Please call us on 131 728 if you require a Termination Value, i.e. the amount we will repay you if you were to withdraw your deposit.
