Police Value Home Loan with a lower than standard interest rate could have you owning your home sooner.

With a special 2 year fixed lower introductory interest rate, OneChoice offers flexibility to suit your individual requirements:

Available whether you are buying or building a home, investing in property, refinancing, renovating or extending.

The Premium Home Loan is about offering home loan flexibility to suit your individual requirements. Flexible repayments, choice of interest types, 100% interest offset account and automatic repayments are just some of the options available.

The Police Credit Union Premium Home Loan is the loan that works to help you get ahead and secure the financial future for you and your family.

If you prefer the peace of mind that comes with knowing exactly what your mortgage repayments will be – no matter what happens to interest rates in general – then our Fixed Interest Home Loan is made for you, available in 3 and 5 year terms. Your interest rate and repayments are locked in for an agreed term and cannot rise during the fixed rate period.

Your Police Credit Union Fixed Rate Home Loan may contribute to our Member Rewards Program helping to reduce (or eliminate) fees – save on ATM and EFTPOS transactions (as well as qualify for fee rebates), personal cheques and external electronic periodical payments.

With no application or valuation fees offers the convenience of a secured line of credit with flexibility to draw on funds whenever you need it, with no ongoing loan approvals.

Equity Maximiser allows you the flexibility to link additional loan accounts for other investments such as property or shares. The facility has a transactional account with full electronic access to funds with ATM and EFTPOS services. Also, talk to us about how you can pay off your loan faster by crediting all of your salary into Equity Maximiser and utilising the PCU Visa Credit Card up to 55-day interest free period for living expenses.

Equity Maximiser is part of our commitment to help build your assets to assist in wealth creation for a secure long-term financial future.

Our lifestyle loan solves the problem of not having ready funds to either take a holiday, assist family members, buy a new car or perhaps for an additional investment or income stream.

Whatever the need, a PCU Retirement Lifestyle Loan can enhance your retirement while not sacrificing your standard of living. You can access the equity in your home to supplement your retirement income.